FINANCING
The SADC des Îles-de-la-Madeleine offers financial services to support your business projects such as start-up, modernization, acquisition and expansion. The SADC’s financial assistance complements that of financial institutions.
" From the moment we set out to acquire Café de la Grave, the SADC played a vital and key role. Even today, we can count on their support for our various projects. Their humanity, understanding and proactivity make us feel confident. Thank you for everything! “
REGULAR INVESTMENT FUND
This fund is intended for your start-up, succession and expansion projects or for your needs in infrastructure, equipment, working capital, and more.
LOAN from $ 5,000 to $ 300,000
Competitive interest rates
Flexible repayment terms
Early repayment without penalty
No annual management fees
- Marie-Claude Vigneault, Café de la Grave
BUSINESS SUCCESSION FUND
This fund is intended for your business acquisition projects.
LOAN from $ 5,000 to $ 50,000
Deferral of capital repayment for 2 years
Competitive interest rates
Flexible repayment terms
Early repayment without penalty
No annual management fees
" The support offered by the SADC right from the start of my entrepreneurial project was one of the key factors that helped me move more quickly from dream to reality. In addition to the financial assistance I received, Isabelle and Kate's professionalism, attentiveness, sound advice and encouragement boosted my motivation "
- Sonia Leblanc, Salomia SME Coeur d'herboriste
“ The SADC was of great help in my takeover project. Thanks to their business succession financing program, I was able to obtain the funds I needed to buy back a business and build up working capital. With their courteous, personalized and efficient service, as well as their sound advice, the SADC des Îles-de-la-Madeleine represents an important pillar in my entrepreneurial journey.”
YOUTH FUND
This fund meets a variety of projects or needs, for entrepreneurs between 18 and 39 years old.
LOAN from $ 5,000 to $ 50,000
Competitive interest rates
Possibily of deferral of capital repayment for 2 years
Flexible repayment terms
Early repayment without penalty
No annual management fees
- Juliette Lévesque-Guilbeault, Café des Lupins
SUSTAINABLE DEVELOPMENT FUND
The main objective of this fund is to financially support businesses in the implementation of sustainable development projects.
LOAN from $ 5,000 to $ 300,000
Deferral of capital repayment for 12 months
Some examples of eligible projects: waste management, energy efficiency, design of environmentally responsible products, circular economy, etc.
" A big thanks to the SADC for the support, both professional and human. Thank you for believing in the project from the very beginning. Their support allowed me to go for it with a little more courage despite the headwinds, crosswinds, headwinds, gusts, storms and all the little and big issues of starting a business! "
- Mireille Vigneault, Éco-Refuges Plaisance
DIGITAL STRATEGY FUNDING
This fund is offered to digital transition, whether for implementing management systems, automating processes, robotics, home automation, or enhancing IT security.
LOAN from $ 10,000 to $ 50,000
Interest-free for the first two years
Possibily of deferral of capital repayment for 2 years
Attractive interest rate
GREEN STRATEGY
This fund is designed to facilitate the adoption of eco-responsible practices or the implementation of clean technologies within companies. Are you looking to optimize your energy or waste efficiency, or reduce your greenhouse gas emissions? The Green Strategy is for you!
LOAN from $ 10,000 to $ 50,000
Interest-free for the first two years
Possibily of deferral of capital repayment for 2 years
Attractive interest rate
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FLEXI LOAN FOR WOMEN
This fund is available to part-time women entrepreneurs (flexipreneurs) to help them realize their acquisition, start-up or growth projects.
LOAN from $ 5,000 to $ 25,000
24-month interest-free period
Are you a flexipreneur?
A flexipreneur is a woman who pursues entrepreneurial activities alongside another occupation (job, family care, etc.). People whose business is seasonal and who have another occupation for the rest of the year are also considered flexipreneurs.
