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FINANCING

The SADC des Îles-de-la-Madeleine offers financial services to support your business projects such as start-up, modernization, acquisition and expansion.  

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" A huge THANK YOU to the SADC des Îles, a team that is attentive, determined and devoted to us. Thank you for the guidance, the financing, the outstanding listening and the personalized service for our needs. "

REGULAR INVESTMENT FUND

This fund is intended for your start-up, succession and expansion projects or for your needs in infrastructure, equipment, working capital, and more.  

LOAN from $ 5,000 to $ 300,000

Competitive interest rates

Flexible repayment terms  

Early repayment without penalty  

No management fees  

- Nathalie Arseneau, Mon p'tit bonheur aux Îles

BUSINESS SUCCESSION FUND

This fund is intended for your business acquisition projects.  

LOAN from $ 5,000 to $ 50,000

Deferral of capital repayment for 2 years

Competitive interest rates

Flexible repayment terms  

Early repayment without penalty  

No management fees  

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" he SADC was of great help in our business buyout project.The workload involved in an entrepreneurial project seemed much lighter thanks to the SADC. The programs are well adapted to our reality, and the team is always available to answer our questions."

- Lisa Chiasson et Clovis Richard, Papeterie JSM

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" When we were given the opportunity to acquire competitors and consolidate our place in the market, we were able to rely on the efficiency of the SADC to help us. The SADC has distinguished itself by its ability to understand the needs of its clients and by the efficiency of its assistance."

YOUTH FUND

This fund meets a variety of projects or needs, for entrepreneurs between 18 and 39 years old.

LOAN from $ 5,000 to $ 50,000

Competitive interest rates

Possibily of deferral of capital repayment for 2 years

Flexible repayment terms  

Early repayment without penalty  

No management fees  

- Jean-Mathieu Poirier

Cabinet de services financiers Latitude

SUSTAINABLE DEVELOPMENT FUND

The main objective of this fund is to financially support businesses in the implementation of sustainable development projects.

LOAN from $ 5,000 to $ 300,000

Deferral of capital repayment for 12 months

Non-refunsable contribution up to $ 2,000 for specialized professional services

Some examples of eligible projects: waste management, energy efficiency, design of environmentally responsible products, circular economy, etc.  

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" At OSM Atlantic, each time, your financial support allows us to advance in the right direction and to bring many great projects to a successful completion! "

- Jean-Sébastien Aucoin, OSM Atlantique

ARTISAN ENTREPRENEUR FUND

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This fund is offered to start-up or developing artisan entrepreneurs.

LOAN from $ 5,000 to $ 25,000

Competitive interest rates

Possibily of deferral of capital repayment for 2 years

Flexible repayment terms  

Early repayment without penalty  

No management fees  

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Isabelle Lapierre

Business advisor

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Angélique Lafrance

Business advisor

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